Be careful if you choose a Part C plan (Medicare Advantage) and are on a biologic (which can be staggeringly expensive).
I'm profoundly impressed by anyone who can explain the various stages of Medicare as you pay expenses during the year. First Stage 1 - The Annual Deductible. Then Stage 2 - Initial Coverage. Followed by Stage 3 - Coverage Gap. And then finally Stage 4 - Catastrophic Coverage. Much less the 5 tiers of medications. And this is just for Part D coverage. And of course, there is the out-of-pocket cost.
Whoever thought this system up.....
- After I ask a stranger if I can pet their dog and they say yes, I like to respond, "I'll keep that in mind" and walk off
- It's above my pay grade. Mongo only pawn in game of life.