Originally Posted by
Raymond Fries
When we used to have a lot of credit card debt, we rolled it from one card to another with 0% APR offers. I would not pull from the 401k if a penalty was involved.
Moses, You are smart to address this now before the $1200 card debt gets bigger. Learn all you can about creative ways to manage this. This is a great learning opportunity for you. How much interest are you paying on the card and the $700?
I agree with Raymond. Using 0% APR offers is a good idea for this. Goggle "0% APR offers" to find how you can benefit from these.
Fatwallet finance and Bogleheads are sites that I follow for creative finance ideas. You could ask your questions there and get some great ideas.
Last edited by Andrew Joiner; 09-07-2014 at 3:04 PM.
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