i have a question how do we cover the shops against catastrfy,, i had an insurance person out last night and the first question they asked was if it was for business use, if it was then nothing,( the rest of the garge holds my vehicles), this garge is not attached to the house. would be coverd and that it would be determned by the adjuster.. so how do you the rest oy you folks cover your shops against loss? thanks for your help