Years ago, I was an investigator for an insurance company, and I worked on many theft claims, both residential and commercial. There are lots of great comments and observations above. Here are some comments and observations based on my experience:
I have a large dog, I leave lights on, and I have a great insurance policy.
- I never investigated a theft where there was at least one dog on the premises.
- If you make it more difficult to steal from you than the next guy, they will steal from the next guy.
- Burglars steal only what they are comfortable stealing. They don't like cameras, dogs, lights, or anything that makes noise. Motion sensor lights work great. Cameras also seem to work well, even if they are fake.
- A great lock on a weak door is a waste of money. Burglars don't pick locks, they usually break the easiest thing they can find to get in.
- Burglars are usually gone before the police get there, even if you have an alarm that notifies a service or is directly hooked up to the police department. I would not spend the money on an alarm reporting service. I would use it to buy more tools or more insurance.
- If no one knows you have nice stuff, they won't show up to steal it.
- If they break into your house and take lots of nice stuff, they may come back in a year or so since they realize you will replace it with the insurance money. Therefore, be sure to make security changes after a break-in.
- No matter what precautions are taken, a determined thief will overcome anything you can do.
- Make sure you have sufficient insurance to replace your stuff. If you make money (or try to make money . . .) with your tools, your home owners insurance will provide limited coverage. Insurance coverage varies significantly by state, and by insurance company. You should read your policy and discuss your situation with your insurance agent to be sure you have the right protection.