Anyone use Capital One Shopping?
Whats the catch if any?
Anyone use Capital One Shopping?
Whats the catch if any?
"Remember back in the day, when things were made by hand, and people took pride in their work?"
- Rick Dale
I use Rakuten...formerly EBates. Kind of a similar thing to what Capital One is offering.
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The most expensive tool is the one you buy "cheaply" and often...
I have used it several times. I see no issues at this time. Recently made purchase the website was offering 40% off on the item I was purchasing and Capital One shopping got me 50% off.
George
Making sawdust regularly, occasionally a project is completed.
I just received an invite to join Capital One Shopping too. I have not joined or read up on it yet. I suspect one catch will be getting advertising emails and perhaps phone calls?
Best Regards, Maurice
Surely Capital One will get a percentage of each sale, not only through merchant fees but from interest payments from those who do not pay their card down each month.
jtk
"A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty."
- Sir Winston Churchill (1874-1965)
If the service (Capital One or similar) makes folks buy more of things that they don't need and rack up big balances on their cards that they cannot pay off quickly, yes, it's not a great thing, but it is their decision.
For me, I leverage the discounts for purchases I would have made anyway, sometimes altering the timing to take advantage of increased discounts. The discounts generally apply on top of other discounts already in the deal, too. I get a couple hundred bucks back from Rakuten each year and that's on top of credit card points/benefits. We do a lot of buying for certain things from Costco for the same reason...the annual rebate is much more than our membership fee and the extra points on the Citi/Costco card add another $600+ per year. We do not carry balances, by the way. The cards are only payment methods.
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The most expensive tool is the one you buy "cheaply" and often...
Jim, of course. As you use it it’s a good deal. I hope no one thought I was saying otherwise. Think I’ll delete that comment if I still can.
My three favorite things are the Oxford comma, irony and missed opportunities
The problem with humanity is: we have paleolithic emotions; medieval institutions; and God-like technology. Edward O. Wilson
I signed up for Capital One Shopping about 6 months ago. To date, I've gotten a handful of emails asking me to enable the extension on Safari on my phone. I have it installed on my desktop computer and enabled.
It seems to monitor your shopping and pops up when it can offer discounts on items you're looking at. You can link your email so that it will send you messages, like if an item you purchased dropped in price, so you can apply for a credit from the seller. I have not linked my email so I get no notifications of this type.
I don't know that it's saved me any money yet, as I do most of my online shopping on the Amazon app on my phone or at work, where I don't have it installed. It costs nothing, though, so if it does save me money at some point it will be bonus.
I don't get it. What's the benefits of Capital One Shopping?
Automatic discount searching + discounts from participating vendors. You know, buy more stuff, spend more money...
Capital One replaced my check book 20 years ago and has been a big help at tax time. We had our first fee of any kind just recently by going paperless and missing our payment.
Last edited by Maurice Mcmurry; 07-05-2022 at 8:45 PM.
Best Regards, Maurice
In the year? or so I've had it, it hasn't saved me a penny.