I won't go into tremendous detail about the disadvantages of most Medicare Advantage plans. But, whichever you choose to sign up for, your medical conditions and therefore the medications you are on matter tremendously as to your costs and choice of plan.
Go to Medicare.gov and type in all of your medications and dosages. Then compare plans (both Medicare Advantage (Part C) and Part D) to see your real costs. Also, type in your doctors and hospitals to see if your plan takes them. That's really important. Many unhappy surprises there. It is very unlikely that your doctor takes all of these plans, and may take none of them. And checking if the best hospital in your area is in network is also key with a Medicare Advantage plan. Many aren't, though almost every hospital will take Medicare.
Also, your costs for biologics and insulin are typically far cheaper with Part D than with an Advantage Plan (Part C). Difference can amount to tens of thousands of dollars per year.
Last edited by Alan Lightstone; 11-05-2021 at 9:18 AM.
- After I ask a stranger if I can pet their dog and they say yes, I like to respond, "I'll keep that in mind" and walk off
- It's above my pay grade. Mongo only pawn in game of life.