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Thread: Yes, read your insurance policy

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  1. #16
    Raise your deductible. Because I was in the home repair business, I upped our deductible to two grand. Slashed premiums by almost 30%, as most claims are for less than that. Besides if it were less than two grand, I would fix it myself. Labor is usually the larger percentage of repairs. Make sure your insurance is replacement cost, especially with what building materials are now.
    Last edited by Bruce Wrenn; 04-24-2021 at 9:01 PM.

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