Jason, everyone has been providing good info so far. Regarding filter brand I wouldn't get hung up on a particular brand. It's not that critical for what we are doing. Merv rating above an 11 without adequate filter area may cause airflow issues with your system. Do you know if the air handler has an ECM motor or not? This can be an issue with a PSC motor.
The reason for running prefilters is you will save having to replace the expensive main filter frequently.
I spend on average 20 - 30 hours a week in the shop.