Originally Posted by
Rick Potter
State Farm has only asked for pics of my cars when they are old, and I specify a stated value, like my '55 Thunderbird. There can be a $40,000 or more difference in value on such cars, and they want to have baseline pics.
I was looking at ads last night, and found some priced from $15K to over $70K. The really high priced ones better have receipts, documentation, and appraisals, if the owners ever need to collect on the policy. The company also wants assurance the car is kept in a secure garage.
There's really no substitute for stated-value coverage on a vehicle like that. Although, despite being a State Farm customer for decades, I'm not sure they'd be my first choice for anything truly collectable: that's a pretty specialized market.
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