Our car has 80,000 miles on it. We have never had anything but a couple trivial repairs on it so far, but expect that will probably change. Accordingly, we are looking at new, somewhat smaller, cars. An extended service plan just came in the mail, through a dealer we had some routine maintenance done at. It gives 5 years or 60,000 miles for $3,000. That seems like a good price, it the company is any good.
Has anyone ever used them? They have an A+ BBB rating; but lots of complaints. The complaints say they will attribute it to a pre-existing condition, or something not covered by the warranty. For instance, they only cover seals when required by covered problems. If the failed seal caused the problem, then it is not covered. Chicken and egg?
The power transfer unit is "permanently" lubricated. Mazda has extended the warranty on it to 90,000 miles, presumably because there have been lots of problems. The repair is $2,000. Will that be a pre-existing condition? I sure don't know. It didn't completely develop prior to the service plan, but it can't be prevented either. I am sure lots of things are like that.
Any opinions, preferably by users, would be appreciated.