I've had the same experience, David; sometimes the end grain mortise is slightly different in size than the corresponding ones in edge grain. It seems more related to wood species than anything else, but I'm not sure. In any case, I fit the loose tenons individually into their respective mortises and a few swipes on the end of those that go into the tight mortises is all that's needed. And, like you, I've never had a loose tenon fail. I'd like to see the data, Larry, that supports your claim that integral tenons are stronger. I could just as easily state that a loose tenon could be stronger than an integral one because it fits well while many integral tenons do not. Having to make up for a poor fit or rough surfaces by using epoxy is just masking an underlying problem. I developed the HRM to solve those problems, so that making M&T joints was an easy process for anyone, first time, every time.
John