Cliff Rohrabacher
06-06-2006, 9:11 AM
You are PRE-APPROVED !!!<o =""></o>
Pre screened credit card offers:<o =""></o>
Opting out of the game and why you might want to.<o =""></o>
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Send a first class “opt-out” letter (I prefer certified receipt requested) to each of the four major credit bureaus. State your opt-out demand that your name no longer be included on the pre-screened lists which they sell. Including your phone number, name, ZIP code, mailing address, and Social Security Number to each bureau. If you've moved in the past six months, you should include your old address too.<o =""></o>
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Send the SS number? Yah It’s offensive, but they already have it. That’s why I prefer certified mail. <o =""></o>
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Why you might want to do this is easy. Those pre screened offers the pre approved ones especially can be used to get some miserable identity thief a new shiny high performance credit card in your name with your SS# attached. <o =""></o>
The thief only has to have your SS number then she can simply run through your mail and find one a pre-approved card application. The SS # can come after the fact as there are lists of SS#s for sale. Sometimes these mail riflers are postal employees. Sometimes it’s a person scanning for vacation mail pile up. Sometimes it’s pure dumb luck on the thief’s part. It can even bee someone targeting you & checking your mail because they already have your SS#. You won’t ever miss that bit of junk mail till the credit bureaus start reporting the unpaid account.<o =""></o>
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If you are a Vet you might take doing this as a first step in protecting yourself from that data loss mess in the VA. <o =""></o>
Pre screened credit card offers:<o =""></o>
Opting out of the game and why you might want to.<o =""></o>
<o =""></o>
Send a first class “opt-out” letter (I prefer certified receipt requested) to each of the four major credit bureaus. State your opt-out demand that your name no longer be included on the pre-screened lists which they sell. Including your phone number, name, ZIP code, mailing address, and Social Security Number to each bureau. If you've moved in the past six months, you should include your old address too.<o =""></o>
<o =""></o>
Send the SS number? Yah It’s offensive, but they already have it. That’s why I prefer certified mail. <o =""></o>
<o =""></o>
Why you might want to do this is easy. Those pre screened offers the pre approved ones especially can be used to get some miserable identity thief a new shiny high performance credit card in your name with your SS# attached. <o =""></o>
The thief only has to have your SS number then she can simply run through your mail and find one a pre-approved card application. The SS # can come after the fact as there are lists of SS#s for sale. Sometimes these mail riflers are postal employees. Sometimes it’s a person scanning for vacation mail pile up. Sometimes it’s pure dumb luck on the thief’s part. It can even bee someone targeting you & checking your mail because they already have your SS#. You won’t ever miss that bit of junk mail till the credit bureaus start reporting the unpaid account.<o =""></o>
<o =""></o>
If you are a Vet you might take doing this as a first step in protecting yourself from that data loss mess in the VA. <o =""></o>