David Ragan
09-13-2017, 1:49 PM
We have/had mice or rats.
Brought on by feeding/watering the birds. Who knew?
To make a long story short, over many weeks/months we have blocked many tunnels, cut down a few trees, trimmed branches, blocked holes around roof (reinforced w sheet metal), etc etc.....and stopped feeding the birds.
(At this point, I am fairly confident that we have secured most every place of entrance.)
Well, the fellow doing the work saw where the critters had chewed some electrical wires in the attic.
Obviously all the wires up there need to be tracked down, and replaced if compromised.
Now, in the background, I would like to have an insurance policy for rodent/squirrel damage (is a squirrel a rodent?). This critter coverage (hopefully) would include fires due to chewed through wires. I suppose it is asking too much that our homeowners policy would cover that.....
So, my question is-any advise as to what further work to have done before contacting Orkin/Terminix, etc.
In the event that we can find a formal critter coverage carrier/insurance---a certified electrician will be required to sign off on the attic being secured, I'm sure.
Of course, all wires in walls cannot be inspected.
Anyone here tried to get this type of insurance w a history of pre-existing problem?
Anything you can tell me--definitely do or not do?
Thanks a bunch
Brought on by feeding/watering the birds. Who knew?
To make a long story short, over many weeks/months we have blocked many tunnels, cut down a few trees, trimmed branches, blocked holes around roof (reinforced w sheet metal), etc etc.....and stopped feeding the birds.
(At this point, I am fairly confident that we have secured most every place of entrance.)
Well, the fellow doing the work saw where the critters had chewed some electrical wires in the attic.
Obviously all the wires up there need to be tracked down, and replaced if compromised.
Now, in the background, I would like to have an insurance policy for rodent/squirrel damage (is a squirrel a rodent?). This critter coverage (hopefully) would include fires due to chewed through wires. I suppose it is asking too much that our homeowners policy would cover that.....
So, my question is-any advise as to what further work to have done before contacting Orkin/Terminix, etc.
In the event that we can find a formal critter coverage carrier/insurance---a certified electrician will be required to sign off on the attic being secured, I'm sure.
Of course, all wires in walls cannot be inspected.
Anyone here tried to get this type of insurance w a history of pre-existing problem?
Anything you can tell me--definitely do or not do?
Thanks a bunch