Stephen Tashiro
10-14-2016, 1:57 AM
As executor of an estate, I need to see that a house owned by the estate is insured pending its sale - which make take some time. How can I do that ?
I asked my local State Farm office for a quote on a home insurance policy for it. The agent determined (by calling the home office) that State Farm will not issue home insurance policies on unoccupied houses. If the house is rented then this would count as having an occupant. However, the average renter wouldn't want to live in a house that was being rennovated. The home is currently insured by an Allstate policy that was purchased while the owner was alive. I haven't yet asked Allstate if they will continue their coverage.
I asked my local State Farm office for a quote on a home insurance policy for it. The agent determined (by calling the home office) that State Farm will not issue home insurance policies on unoccupied houses. If the house is rented then this would count as having an occupant. However, the average renter wouldn't want to live in a house that was being rennovated. The home is currently insured by an Allstate policy that was purchased while the owner was alive. I haven't yet asked Allstate if they will continue their coverage.