Scott Shepherd
03-16-2016, 5:13 PM
Had a voice mail to my parents house, where I haven't lived in 30 years or more, saying they were trying to get in touch with me about a debt.
Oh boy....the joy.....
I'm thinking "Who can this be, I don't owe anyone anything that I'm aware of".
I called them, the guy says "This is on behalf of Verizon". I said "You can stop right there, I don't have Verizon, I've had AT&T for over 10 years".
"Yes, Sir, we're calling about the account you opened in 1999, and closed in 2004".
"Yes, I did, I ported the number to AT&T in 2004".
"Well, we're showing an outstanding balance of $381 and we are attempting to collect the debt"
"You are serious? First of all, I don't owe Verizon anything and never did, my account was 100% paid in full at the time I ported the number to AT&T. Second of all, if I owed Verizon a penny, wouldn't you think that in 12 years, they'd send me one bill, or call me once, since I had the same phone number that I ported from them to AT&T".
"I understand that sir, but we bought the debt and we are attempting to collect the debt".
"There is no debt, I don't owe you anything, nor have I ever owed Verizon a penny. My account was closed in good standing."
And that's how the call went.
I get off the phone, google "How long can they collect debt in my state", pull up multiple sites saying that in my state, there's a 6 year limitation on collecting debt. So they lost the right to collect any debt, if I did in fact owe anything, in 2010. Now, 6 years AFTER the limitation, some dirtbag collection agency is trying to collect the debt. I did some quick research on it and it says that if you don't follow up with all the paper work to stop it, then they'll just go to court, knowing you probably won't show up to court, and then they get the win in court, then it's a new debt that you owe.
Dirtbags.....
Oh boy....the joy.....
I'm thinking "Who can this be, I don't owe anyone anything that I'm aware of".
I called them, the guy says "This is on behalf of Verizon". I said "You can stop right there, I don't have Verizon, I've had AT&T for over 10 years".
"Yes, Sir, we're calling about the account you opened in 1999, and closed in 2004".
"Yes, I did, I ported the number to AT&T in 2004".
"Well, we're showing an outstanding balance of $381 and we are attempting to collect the debt"
"You are serious? First of all, I don't owe Verizon anything and never did, my account was 100% paid in full at the time I ported the number to AT&T. Second of all, if I owed Verizon a penny, wouldn't you think that in 12 years, they'd send me one bill, or call me once, since I had the same phone number that I ported from them to AT&T".
"I understand that sir, but we bought the debt and we are attempting to collect the debt".
"There is no debt, I don't owe you anything, nor have I ever owed Verizon a penny. My account was closed in good standing."
And that's how the call went.
I get off the phone, google "How long can they collect debt in my state", pull up multiple sites saying that in my state, there's a 6 year limitation on collecting debt. So they lost the right to collect any debt, if I did in fact owe anything, in 2010. Now, 6 years AFTER the limitation, some dirtbag collection agency is trying to collect the debt. I did some quick research on it and it says that if you don't follow up with all the paper work to stop it, then they'll just go to court, knowing you probably won't show up to court, and then they get the win in court, then it's a new debt that you owe.
Dirtbags.....