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View Full Version : The spinning cost of a big dog.



Brian Kent
08-13-2015, 7:14 PM
Dudley is the friendliest dog in the world.


Today's Vet bill cost the same as my Delta 46-460.

The upcoming surgery costs the same as a Powermatic 3520 lathe when it goes on sale twice a year.

The surgery 18 months ago cost the same as a Powermatic 3520 lathe when it goes on sale twice a year.

I am so thankful that we got pet health insurance after the first surgery.


Dudley is the luckiest dog in the world.

Michelle Rich
08-13-2015, 7:21 PM
glad you are better Dudley... you have super good people !

Larry Frank
08-13-2015, 7:39 PM
Glad to hear you are both doing ok. We just went thru back surgery on our dog and it cost about the same as a Sawstop PCS.

I would be interested in what insurance company you have.

Doug Ladendorf
08-13-2015, 9:10 PM
Can you insure a dog with a "preexisting condition"?

Enrico Caruso
08-13-2015, 11:08 PM
Brian, I know the feeling having had two premium cost experiences with the vet. First was my dog, Buddy, a couple of years ago. He passed away shortly after. In the last month, my wife's cat, Tiny, had surgery and special tests at a cost close to $3k. I did not know that there was Obamacare for animals.
Rick

Brian Kent
08-13-2015, 11:51 PM
We use ASPCA pet insurance. It was the lowest cost of the pet insurances and seemed to offer the best care. We have "level 1" because it includes congenital conditions. I don't know about other pre-existing conditions, but for the joint issues we had to wait until we had paid for a year.

Larry Frank
08-14-2015, 7:43 AM
My wife and I are very attached to our two dogs and it was devastating when the dog suddenly lost the use of back legs. We took her to the Purdue University Small Animal Hospital. I can not say enough about how they took care of our dog and calling with frequent updates. Such great people and excellent doctors and my dog is walking again.

I did an online quote with ASPCA pet insurance and included our dogs problems, depending on the plan and deductibles it was $30-40 per month.

Larry Edgerton
08-14-2015, 8:06 AM
People ask me why I do not have pets. I tell them it because I wanted a tractor. The tractor may be cheaper.

Rich Engelhardt
08-14-2015, 9:06 AM
But - - the tractor doesn't greet you with a wagging tail like you are absolute ruler of the universe every time you walk past it.....
;).

Brian Tymchak
08-14-2015, 6:13 PM
Yep, passed on 3 PM3520s 3 or 4 years back when our 2 elderly cats developed problems. No pet insurance then.

But it was worth it. We would (and probably will) do it again.

Wade Lippman
08-14-2015, 9:43 PM
4 years ago they said we had to put our dog to sleep, but it would cost $1,500 for a catscan to find out if the seizures were caused by a stroke or a brain tumor. I asked why we would do that. They said we might be curious. Passed on the catscan.

We took her home, she largely recovered in a week (dragged her back legs for 6 months), and is now 14 and walks 2 miles every day. Go figure.
I didn't know there even was pet insurance.

Harold Burrell
08-15-2015, 6:55 AM
But - - the tractor doesn't greet you with a wagging tail like you are absolute ruler of the universe every time you walk past it.....
;).

Then again...a tractor will not insist on sleeping with you, chew up your furniture, nor poop in the living room...usually...

Erik Loza
08-15-2015, 9:08 AM
...But it was worth it. We would (and probably will) do it again.

+1 ^^^......

Our previous German Shepherd was from rescue and was diagnosed with deteriorating kidney functions about a year after we had him (vet believed due to chronic dehydration in prior life). As a result, he needed prescription Science Diet dry food and a powdered supplement 2X daily for his entire life. The vet said that if we were lucky, he would make it to 8 years. He lived to be 12. That food was so expensive, it was like feeding a human child. But I would gladly keep paying it if he were still alive. You just have to.

Erik

Moses Yoder
08-18-2015, 7:54 PM
I am getting a plant, probably a spider plant.

Clarence Martin
08-18-2015, 8:41 PM
Here is my BIG ISSUE with Pet Health Insurance.....

On EVERY Pet Health Insurance plan that I have checked out, The owner of the Dog has to pay the FULL COST OF THE VET BILL FIRST!! Then, the pet owner submits the bills to the Insurance Company for the 80 % reimbursement. Leaving the owner actually having only to pay 20% of the bill.

BUT!!!!! It's the having to pay the full amount up front first, that stops me from getting the insurance. If you get an estimate for an operation that could cost anywhere from 1500 to $3000, not many people have that much cash laying around to pay that kind of a bill up front. Why don't the companies deal directly with the Veterinarians and then have either the Veterinarian , or the insurance company bill the 20% remainder to the owner ? Do it just like Health Insurance for people.

In the situation I just described, A lot of Dogs would be put down , because the owners just don't have that much cash up front to cover those large bills.

Wade Lippman
08-18-2015, 11:05 PM
Why don't the companies deal directly with the Veterinarians and then have either the Veterinarian , or the insurance company bill the 20% remainder to the owner ?

In the situation I just described, A lot of Dogs would be put down , because the owners just don't have that much cash up front to cover those large bills.

You asked a question and then answered it.

Brian Tymchak
08-19-2015, 4:46 PM
...Why don't the companies deal directly with the Veterinarians and then have either the Veterinarian , or the insurance company bill the 20% remainder to the owner ?


That administration would end up adding a sizable chunk to your vet bills. All that insurance infrastructure isn't free.

Mike Cutler
08-19-2015, 6:32 PM
Clarence

You just do what you have to do. I've had more than one ginormous bill riding on the VISA while waiting for reimbursement. If you ever own and train bird dogs, you're going to have vet bills.
As for putting pets down because they can't afford the bill. Well, that's another subject all together.:mad:

My Vizslas have cost me quite a bit through the years, but the cat, has cost the most, and he's not even steady to wing and shot. :D

Mark Blatter
08-20-2015, 12:44 PM
About 15 years ago we bought a pet for our soon to turn 16 year daughter....a horse. Is a horse a pet?

We didn't have room at our house for the horse, but were moving in less than two months to a new city in Montana so we were looking for horse property. Often pretty easy to find. While the horse was staying with a friend who had horses we got a call saying she had been kicked and had a cut on one back leg. The vet had been called and the wound taken care... no issues. Then a week later, they called again and said the follow up call by the vet showed the wound was infected and the standard shots were not resolving it.

Up shot was that the vet had to open about 18" of the leg, lay in beads soaked in antibiotics, then close it back up. And the horse had to be taken to the vet's place so it could be watched carefully. In the meantime we moved. The horse eventually recovered, but I never did. The bill for boarding her then was almost $2k. The actual vet bill was over $3K. Could have bought the daughter a nice used car instead of the horse and saved money. Plus I had to buy a second horse a year later for a different daughter, then all of the hay.....they call them hay burners for a reason.

The only saving grace was that I eventually bought a horse trailer, kept it for two years then sold it and made $1500 on it.

ron david
08-20-2015, 4:36 PM
Then again...a tractor will not insist on sleeping with you, chew up your furniture, nor poop in the living room...usually...


It is up to you to teach it where to eat ,sleep and poop, they do learn by observing happens in their environment
ron
ron

Harold Burrell
08-20-2015, 9:43 PM
It is up to you to teach it where to eat ,sleep and poop, they do learn by observing happens in their environment
ron
ron

Tractors learn??? Cool...

ron david
08-20-2015, 10:20 PM
Tractors learn??? Cool...

Yep, you just have to program them now; they eat and sleep to. just the pooping is a little difficult.
ron

Shawn Pixley
08-20-2015, 10:41 PM
Brian,

You are a good man. Our dogs are our family.