I've had Liberty Mutual since moving to Arkansas. Prior employer had a discount with them and when I moved, they were best quote. Zero issues on my first house here for 6 years. Moved out to the woods and continued coverage through them. Full replacement coverage. As a result, every year rates go up slightly and the coverage amount goes up as values continue to rise. Not quite enough value increase vs what I could potentially sell for, but I'm not insuring the land portion. We are in a hail damage area. I've had an average of 5 to 6 storm with hail every year (now on year 7 on this house). And after most of the storms, I've received email from LM to inspect and if I have damage to file a claim. Well, last spring we had baseball or larger hailstorm that woke us up out of a dead sleep. Sounded like hammering on the roof. And so, Pickup truck and house had hail damage. Truck adjuster came out first, took 30 minutes of pictures and they sent me a check for the damage value. It's paid for, so it paid the house deductable plus a few hundred in the bank.
I let LM select the company to repair as I've not used a roofer up here. Was still shortages on materials, but they replaced the house and shop roof (architectural shingles on house and free upgrade on shop) Replace all the COPPER gutters on house and chimney cover, and and the aluminum gutters on the shop. $37,000 in repairs. 6 months to get the copper gutters. Oh, included my open shed roof which had corrugated asphalt roofing. (no damage on the 3 year old roof but they replaced anyway). Yes, my insurance went up a bit, (value went up again) but increase will take them 20 years to make up the repair.
I Cannot complain about the emu.
Woodworking, Old Tools and Shooting
Ray Fine RF-1390 Laser Ray Fine 20watt Fiber Laser
SFX 50 Watt Fiber Laser
PM2000, Delta BS, Delta sander, Powermatic 50 jointer,
Powermatic 100-12 planer, Rockwell 15-126 radial drill press
Rockwell 46-450 lathe, and 2 Walker Turner RA1100 radial saws
Jet JWS18, bandsaw Carbide Create CNC, RIA 22TCM 1911s and others